How can you tell if you were affected?
Although, it is always recommended to take precautions now to protect your identity instead of waiting to find out if your information was exposed.
What precautions can you take?
- Watch out for scams. If the scammers have your information they may target you directly.
- Don’t respond to phone calls or emails from creditors. Call them directly by using the phone number or an email found on their legitimate website.
- Be aware of fake settlement websites. Criminals will try and lure you in by asking you to confirm your personal information. For example, fake websites meant to look like the official Equifax settlement claims website have been created to trick people.
- A credit freeze will add an extra layer of protection by restricting creditors’ access to your credit report. If a thief applied for a line of credit, most creditors will look at the applicant credit report and see that it is locked. To learn about credit freezes’, review the FTC’s Credit Freeze FAQ.
- Sign up for free credit monitoring. Credit monitoring can allow you to regularly check for changes to your credit score, or alert you when fraudulent lines of credit have been opened using stolen data.
- Always use best practices with passwords. In many cases, this could be the reason you are affected.
- Use a password manager to organize passwords or to create unique passwords.
- Use Multi-Factor Authentication (MFA) on your personnel accounts. At PNW we use BoilerKey. Third-party services will typically offer a MFA feature.
- Pseudo-random passphrases will make it harder for hackers to guess your credentials.
Remember to be proactive instead of reactive. Take precautions before you become a victim of identity theft!