International Undergraduate Insurance

All international undergraduate students should be covered by insurance upon arrival to the United States.

Failure to have an approved waiver or to obtain AHP insurance may result in removal from class(es).

The absolute last date to obtain insurance coverage is August 28.

Purchase Mandatory Insurance

See If You’re Eligible for a Waiver

Additional Insurance Information

Insurance coverage includes medical and prescription drugs.  Anyone that enrolls in the medical plan will automatically be enrolled in the dental plan. Dental coverage is through Delta Dental. More detailed information on plan coverages can be found here at

Failure to provide proof of health insurance coverage by August 28, 2023 may result in being dropped from classes.

Coverage periods are as follows:

  • Annual: August 1, 2023 to July 31, 2024
  • Fall: August 1, 2023 to December 31, 2023
  • Spring and Summer: January 1, 2024 to July 31, 2024

All costs include medical and dental insurance. These costs are for international undergraduates ONLY.

Student & Spouse$3,104.00$1,293.33$1,810.67
Student, Spouse & Child$4,716.00$1,965.00$2,751.00
Student & Child$3,152.00$1,313.33$1,838.67
Student, Spouse & Children$6,208.00$2,586.67$3,621.33
Student & Children$4,644.00$1,935.00$2,709.00

For more information, please visit Benefits & Cost.

Students may see providers that participate in the network.

Most US Providers will file claims for services received. All claims must be submitted to insurance within 90 days of the date of service.

Need help? Please visit

Medical Services

A $200 deductible for in-network preferred providers and a $400 deductible for out-of-network providers will apply. Preventive care services are only covered if performed by a United Healthcare in-network provider.

Prescription Drug Services

Can only be filled at a pharmacy contracted with United Healthcare. Walgreens on the corner of 169th Street and Kennedy Avenue is located less than one mile from the Hammond campus, and Walgreens on the corner of 421 and 20 in Michigan City is located six miles from the Westville campus. Both are in-network pharmacies.

Dental Services

A $50 Deductible per Member per Benefit Year limited to a maximum Deductible of $150 per family per Benefit Year. Maximum insurance coverage $750 per member per benefit year.

Open Enrollment

Open Enrollment for health insurance coverage during the 2023-24 academic year is from July 1, 2023 (8:00 am ET) to September 6, 2023 (5:00 pm ET).

Please note: International undergraduate students will need to submit proof of insurance or an approved waiver by August 28. Failure to submit proof of insurance or an approved waiver by August 28 may result in being dropped from your classes.


Annual v. Semester Enrollments

We encourage students to enroll and pay for the Annual plan. Though a student has the option of enrolling separately for Fall and Spring/Summer, it is more advantageous to purchase the Annual plan.  Students must meet the eligibility requirements only once if the annual plan is purchased.

When purchasing Fall and Spring/Summer separately, the eligibility must be met at the beginning of each coverage period.  In the event of a serious illness or injury prohibiting a student from returning to class for Spring/Summer, charges incurred after January 1 would not be covered due to ineligibility for insurance if the Fall Semester Plan was purchased instead of the Annual Plan.

Ryan Hayes

Ryan Hayes

Director of International Admissions and Immigration Services

(219) 989-2559

Do You Have a Question or Concern?

Your questions and concerns matter to us. Ask anything you’d like, as a prospective PNW international student, and we’ll respond in a video sent directly to you and shared on our website.

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